[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ignisplus.cz\/bez-penez-je-zivot-nepredstavitelny\/#Article","mainEntityOfPage":"https:\/\/www.ignisplus.cz\/bez-penez-je-zivot-nepredstavitelny\/","headline":"Bez pen\u011bz je \u017eivot nep\u0159edstaviteln\u00fd","name":"Bez pen\u011bz je \u017eivot nep\u0159edstaviteln\u00fd","description":"Ne\u017e se lid\u00e9 pust\u00ed do n\u011bjak\u00e9 pr\u00e1ce, cht\u011bj\u00ed zpravidla v\u011bd\u011bt, co z toho budou m\u00edt, kolik si takovou prac\u00ed vyd\u011blaj\u00ed a z \u010deho tedy budou n\u00e1sledn\u011b \u017e\u00edt. A i soukrom\u00ed podnikatel\u00e9 odk\u00e1zan\u00ed sami na sebe si takov\u00e9 ot\u00e1zky kladou, i je zaj\u00edm\u00e1, kolik si vyd\u011blaj\u00ed. A to proto, aby mohli...","datePublished":"2021-12-26","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.ignisplus.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.ignisplus.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/70bfba35016f640cc40a20bdb6eeeb519f15df7de2446955eee0a1f10ed86e77?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/70bfba35016f640cc40a20bdb6eeeb519f15df7de2446955eee0a1f10ed86e77?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ignisplus.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ignisplus.cz\/wp-content\/uploads\/hrom%C3%A1dka%20minc%C3%AD_10_1.jpg","url":"https:\/\/www.ignisplus.cz\/wp-content\/uploads\/hrom%C3%A1dka%20minc%C3%AD_10_1.jpg","height":0,"width":0},"url":"https:\/\/www.ignisplus.cz\/bez-penez-je-zivot-nepredstavitelny\/","about":["Ekonomika"],"wordCount":423,"articleBody":"   Ne\u017e se lid\u00e9 pust\u00ed do n\u011bjak\u00e9 pr\u00e1ce, cht\u011bj\u00ed zpravidla v\u011bd\u011bt, co z toho budou m\u00edt, kolik si takovou prac\u00ed vyd\u011blaj\u00ed a z \u010deho tedy budou n\u00e1sledn\u011b \u017e\u00edt. A i soukrom\u00ed podnikatel\u00e9 odk\u00e1zan\u00ed sami na sebe si takov\u00e9 ot\u00e1zky kladou, i je zaj\u00edm\u00e1, kolik si vyd\u011blaj\u00ed. A to proto, aby mohli posoudit, zda se do n\u011bjak\u00e9ho podnik\u00e1n\u00ed maj\u00ed pustit nebo ne, respektive maj\u00ed-li v u\u017e zapo\u010dat\u00e9m byznysu pokra\u010dovat nebo ho rad\u011bji opustit a zkusit n\u011bkde jinde n\u011bco jin\u00e9ho.Ale co kdy\u017e pak soukrom\u00fd podnikatel dosp\u011bje k p\u0159esv\u011bd\u010den\u00ed, \u017ee se mu u\u017e jeho podnik\u00e1n\u00ed nevypl\u00e1c\u00ed? To s t\u00edm m\u00e1 automaticky rovnou skon\u010dit?Tak to tedy ur\u010dit\u011b ne. Ona toti\u017e do\u010dasn\u00e1 finan\u010dn\u00ed t\u00edse\u0148 nemus\u00ed b\u00fdt a nejednou ani nen\u00ed zase a\u017e takovou trag\u00e9di\u00ed, jak by se mohlo leckomu na prvn\u00ed dojem zd\u00e1t. N\u011bkdy sta\u010d\u00ed p\u0159etrp\u011bt slo\u017eit\u00e9 obdob\u00ed, na jeho\u017e konci se m\u016f\u017ee v\u0161e zase v dobr\u00e9 obr\u00e1tit.A jak to zaona\u010dit, aby bylo jednou zase dob\u0159e, aby se pot\u00ed\u017ee p\u0159ekonaly a kv\u016fli platebn\u00ed neschopnosti nenar\u016fstaly? Kdy\u017e na to p\u0159ijde, m\u016f\u017ee podnikateli pomoci t\u0159eba i vhodn\u011b zvolen\u00e1 p\u016fj\u010dka. I ta toti\u017e m\u016f\u017ee b\u00fdt \u0159e\u0161en\u00edm, proto\u017ee se daj\u00ed s jej\u00ed pomoc\u00ed zaplatit v\u0161echny nezbytn\u00e9 z\u00e1vazky. A kdy\u017e jsou tyto splaceny a p\u016fj\u010den\u00e9 pen\u00edze se vr\u00e1t\u00ed, m\u016f\u017ee b\u00fdt v\u0161e zase dokonal\u00e9.Jen\u017ee podnikatel\u00e9 nejednou mus\u00ed akceptovat skute\u010dnost, \u017ee jim jen tak n\u011bkde nemus\u00ed p\u016fj\u010dit. Kdy\u017e jsou tito skute\u010dn\u011b v probl\u00e9mech a\u017e po u\u0161i, m\u016f\u017ee se st\u00e1t, \u017ee natolik nevzbuzuj\u00ed d\u016fv\u011bru, \u017ee banky rad\u011bji jejich \u017e\u00e1dost zam\u00edtnou. A co pak?Pak je tu aspo\u0148 hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu, kter\u00e1 na\u0161t\u011bst\u00ed i dost ned\u016fv\u011bryhodn\u011b vypadaj\u00edc\u00edm soukromn\u00edk\u016fm pom\u016f\u017ee. Aby ji toti\u017e tito dostali, sta\u010d\u00ed m\u00edt jenom nemovitost, kter\u00e1 by se pou\u017eila jako z\u00e1ruka vr\u00e1cen\u00ed p\u016fj\u010den\u00fdch pen\u011bz. A takov\u00e1 nemovit\u00e1 z\u00e1ruka je pak rozhoduj\u00edc\u00ed, m\u00e1 daleko v\u011bt\u0161\u00ed v\u00e1hu ne\u017e \u017eadatelovy vysok\u00e9 p\u0159\u00edjmy, registry dlu\u017en\u00edk\u016f a podobn\u011b. A proto jsou nebankovn\u00ed hypot\u00e9ky volbou mnoha na\u0161ich podnikatel\u016f v t\u00edsni.                                                                                                                                                                                                                                                                                                                                                                                          3.1\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bez pen\u011bz je \u017eivot nep\u0159edstaviteln\u00fd","item":"https:\/\/www.ignisplus.cz\/bez-penez-je-zivot-nepredstavitelny\/#breadcrumbitem"}]}]