[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ignisplus.cz\/existuji-pujcky-pro-dluzniky-s-exekuci\/#Article","mainEntityOfPage":"https:\/\/www.ignisplus.cz\/existuji-pujcky-pro-dluzniky-s-exekuci\/","headline":"Existuj\u00ed p\u016fj\u010dky pro dlu\u017en\u00edky s exekuc\u00ed?","name":"Existuj\u00ed p\u016fj\u010dky pro dlu\u017en\u00edky s exekuc\u00ed?","description":"Je smutn\u00fdm faktem, \u017ee dnes k \u017eivotu pot\u0159ebujeme pen\u00edze. Pr\u00e1v\u011b za n\u011b si toti\u017e koup\u00edme v\u0161e, co pot\u0159ebujeme, a\u0165 u\u017e se jedn\u00e1 o j\u00eddlo, obydl\u00ed, nebo cokoliv jin\u00e9ho. Av\u0161ak pravdou je, \u017ee zdaleka ne v\u0161ichni jich maj\u00ed dostatek. Mnoz\u00ed lid\u00e9 jich v\u0161ak nemaj\u00ed dostatek. N\u011bkte\u0159\u00ed se i zadlu\u017e\u00ed tak, \u017ee...","datePublished":"2021-09-02","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.ignisplus.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.ignisplus.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/70bfba35016f640cc40a20bdb6eeeb519f15df7de2446955eee0a1f10ed86e77?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/70bfba35016f640cc40a20bdb6eeeb519f15df7de2446955eee0a1f10ed86e77?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ignisplus.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ignisplus.cz\/wp-content\/uploads\/pujcka5.jpg","url":"https:\/\/www.ignisplus.cz\/wp-content\/uploads\/pujcka5.jpg","height":0,"width":0},"url":"https:\/\/www.ignisplus.cz\/existuji-pujcky-pro-dluzniky-s-exekuci\/","about":["Ekonomika"],"wordCount":423,"articleBody":"   Je smutn\u00fdm faktem, \u017ee dnes k \u017eivotu pot\u0159ebujeme pen\u00edze. Pr\u00e1v\u011b za n\u011b si toti\u017e koup\u00edme v\u0161e, co pot\u0159ebujeme, a\u0165 u\u017e se jedn\u00e1 o j\u00eddlo, obydl\u00ed, nebo cokoliv jin\u00e9ho. Av\u0161ak pravdou je, \u017ee zdaleka ne v\u0161ichni jich maj\u00ed dostatek.Mnoz\u00ed lid\u00e9 jich v\u0161ak nemaj\u00ed dostatek. N\u011bkte\u0159\u00ed se i zadlu\u017e\u00ed tak, \u017ee jim je na jejich majetek uvalena exekuce. To v\u0161ak obvykle znamen\u00e1 dal\u0161\u00ed zhor\u0161en\u00ed jejich finan\u010dn\u00ed situace. Kde tedy vz\u00edt pen\u00edze, abychom mohli v\u016fbec vy\u017e\u00edt?Zd\u00e1nliv\u011b nejjednodu\u0161\u0161\u00edm \u0159e\u0161en\u00edm je vz\u00edt si p\u016fj\u010dku. Probl\u00e9m ov\u0161em je, \u017ee pokud jsme v exekuci, bude t\u011b\u017ek\u00e9 nal\u00e9zt n\u011bkoho, kdo n\u00e1m bude pen\u00edze ochoten poskytnout. Nap\u0159\u00edklad banky, se sv\u00fdmi p\u0159\u00edsn\u00fdmi pravidly, pro n\u00e1s budou v tomto p\u0159\u00edpad\u011b zav\u0159en\u00e9.Na\u0161t\u011bst\u00ed st\u00e1le existuj\u00ed spole\u010dnosti, kter\u00e9 p\u016fj\u010dky pro dlu\u017en\u00edky s exekuc\u00ed poskytuj\u00ed. Jist\u011b, mus\u00edme po\u010d\u00edtat s t\u00edm, \u017ee \u00farok zde bude podstatn\u011b vy\u0161\u0161\u00ed, stejn\u011b jako jin\u00e9 poplatky, p\u0159edev\u0161\u00edm za nespl\u00e1cen\u00ed. Av\u0161ak to je pochopiteln\u00e9, nebo\u0165 spole\u010dnost zde podstupuje v\u011bt\u0161\u00ed riziko, \u017ee dlu\u017en\u00edk nebude schopen dohodnutou \u010d\u00e1stku spl\u00e1cet.D\u00edky tomu se v\u0161ak m\u016f\u017ee dostat je\u0161t\u011b hloub\u011bji do dluhov\u00e9 pasti, m\u00edsto toho, aby se z n\u00ed dostal, zvl\u00e1\u0161t\u011b pokud ony pen\u00edze pou\u017eije k tomu, aby splatil onu p\u016fvodn\u00ed p\u016fj\u010dku \u010di exekuci. Proto je pot\u0159eba, abychom se v tomto p\u0159\u00edpad\u011b skute\u010dn\u011b dob\u0159e zamysleli, zda budeme dlouhodob\u011b schopni na\u0161e z\u00e1vazky spl\u00e1cet.Jist\u011b, z kr\u00e1tkodob\u00e9ho hlediska se m\u016f\u017ee jednat o ide\u00e1ln\u00ed \u0159e\u0161en\u00ed. Bohu\u017eel, v dlouhodob\u00e9m horizontu situaci \u010dasto je\u0161t\u011b zhor\u0161\u00ed. A to je n\u011bco, co si mnoho finan\u010dn\u011b m\u00e9n\u011b gramotn\u00fdch lid\u00ed ne m\u00e1lokdy skute\u010dn\u011b uv\u011bdom\u00ed. A nej\u010dast\u011bji jsou to pr\u00e1v\u011b oni, kdo se dostane do nikdy nekon\u010d\u00edc\u00edho cyklu p\u016fj\u010dek a exekuc\u00ed.Proto je v\u017edy dobr\u00e9 hledat takov\u00e9 \u0159e\u0161en\u00ed, kter\u00e9 pro n\u00e1s bude v\u00fdhodn\u00e9 dlouhodob\u011b, i kdy\u017e z kr\u00e1tkodob\u00e9ho hlediska se m\u016f\u017ee zd\u00e1t m\u00e9n\u011b ne\u017e ide\u00e1ln\u00ed. Je tak toti\u017e z\u00edsk\u00e1me kontrolu nad na\u0161imi financemi zp\u011bt. A to je n\u011bco, o co bychom se m\u011bli v\u0161ichni sna\u017eit.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Existuj\u00ed p\u016fj\u010dky pro dlu\u017en\u00edky s exekuc\u00ed?","item":"https:\/\/www.ignisplus.cz\/existuji-pujcky-pro-dluzniky-s-exekuci\/#breadcrumbitem"}]}]