[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ignisplus.cz\/je-dobre-mit-prehled\/#Article","mainEntityOfPage":"https:\/\/www.ignisplus.cz\/je-dobre-mit-prehled\/","headline":"Je dobr\u00e9 m\u00edt p\u0159ehled","name":"Je dobr\u00e9 m\u00edt p\u0159ehled","description":"N\u011bkter\u00e9 odborn\u00e9 http:\/\/www.praha.eu\/jnp\/cz\/o_meste\/vybrane_mestske_organizace\/skoly_a_skolska_zarizeni_zrizovana_hmp\/vyssi_odborne_skoly\/index.htmlpojmy, kter\u00e9 souvis\u00ed s pr\u00e1vem nebo bankovn\u00edmi slu\u017ebami, mohou zn\u00edt trochu stra\u0161ideln\u011b. Nejhor\u0161\u00edm z nich je asi hroz\u00edc\u00ed exekuce. Pod t\u00edmto pojmem u\u017e si p\u0159edstavujeme samolepkami polepen\u00e9 v\u011bci v na\u0161em byt\u011b, na kter\u00e9 u\u017e nem\u00e1me n\u00e1rok. Tak trochu zav\u00e1d\u011bj\u00edc\u00ed m\u016f\u017ee b\u00fdt pojem \u201edluhov\u00e1 slu\u017eba\u201c. Jen\u017ee v tomto p\u0159\u00edpad\u011b...","datePublished":"2017-12-16","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.ignisplus.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.ignisplus.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/70bfba35016f640cc40a20bdb6eeeb519f15df7de2446955eee0a1f10ed86e77?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/70bfba35016f640cc40a20bdb6eeeb519f15df7de2446955eee0a1f10ed86e77?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ignisplus.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ignisplus.cz\/wp-content\/uploads\/img_a311419_w2112_t1522229507.jpg","url":"https:\/\/www.ignisplus.cz\/wp-content\/uploads\/img_a311419_w2112_t1522229507.jpg","height":0,"width":0},"url":"https:\/\/www.ignisplus.cz\/je-dobre-mit-prehled\/","about":["Www"],"wordCount":410,"articleBody":"        N\u011bkter\u00e9 odborn\u00e9  http:\/\/www.praha.eu\/jnp\/cz\/o_meste\/vybrane_mestske_organizace\/skoly_a_skolska_zarizeni_zrizovana_hmp\/vyssi_odborne_skoly\/index.htmlpojmy, kter\u00e9 souvis\u00ed s pr\u00e1vem nebo bankovn\u00edmi slu\u017ebami, mohou zn\u00edt trochu stra\u0161ideln\u011b. Nejhor\u0161\u00edm z nich je asi hroz\u00edc\u00ed exekuce. Pod t\u00edmto pojmem u\u017e si p\u0159edstavujeme samolepkami polepen\u00e9 v\u011bci v na\u0161em byt\u011b, na kter\u00e9 u\u017e nem\u00e1me n\u00e1rok. Tak trochu zav\u00e1d\u011bj\u00edc\u00ed m\u016f\u017ee b\u00fdt pojem \u201edluhov\u00e1 slu\u017eba\u201c. Jen\u017ee v tomto p\u0159\u00edpad\u011b se jedn\u00e1 v podstat\u011b o p\u0159\u00ednos pro dlu\u017en\u00edka. D\u00edky n\u00ed se toti\u017e dozv\u00ed, jak na tom ve skute\u010dnosti se svou aktu\u00e1ln\u00ed finan\u010dn\u00ed situac\u00ed je. Jestli\u017ee bychom to \u0159ekli opravdu jednodu\u0161e, pak bychom mohli tuto slu\u017ebu definovat tak, \u017ee se jedn\u00e1 o pom\u011br mezi p\u0159\u00edjmy a spl\u00e1tkami.  Rozd\u00edl napov\u00ed, jak na tom jste Dluhovou slu\u017ebu si tedy m\u016f\u017eete snadno vypo\u010d\u00edtat. Je to velice jednoduch\u00e9. Na jednu stranu si zaznamen\u00e1te v\u0161echny dluhy, kter\u00e9 m\u00e1te. Budou tam tedy v\u0161echny hypot\u00e9ky a p\u016fj\u010dky od bank i nebankovn\u00edch instituc\u00ed a tak\u00e9 v\u0161echny leasingy i kr\u00e1tkodob\u00e9 \u00fav\u011bry. Strana druh\u00e1 bude mali\u010dko p\u0159\u00edjemn\u011bj\u0161\u00ed. Tam si zap\u00ed\u0161ete ve\u0161ker\u00e9 p\u0159\u00edjmy. Nejedn\u00e1 se pouze o hlavn\u00ed p\u0159\u00edjem ze zam\u011bstn\u00e1n\u00ed, ale tak\u00e9 v\u0161echny vedlej\u0161\u00ed zisky. Tud\u00ed\u017e v\u0161echny renty, pron\u00e1jmy i brig\u00e1dy. Klient si tedy m\u016f\u017ee docela snadno vypo\u010d\u00edtat svou dluhovou slu\u017ebu https:\/\/nebankovni-hypoteka-cz.cz\/aktuality\/dluhova-sluzba\/a z\u00edskat tak p\u0159ehled o tom, jak na tom ve skute\u010dnosti je. C\u00edlem je tedy zjistit, jak velk\u00fd rozd\u00edl mezi ob\u011bma se\u010dten\u00fdmi \u010d\u00e1stkami je. V\u00fdsledky mohou b\u00fdt pro mnoh\u00e9 docela p\u0159ekvapuj\u00edc\u00ed. Je v\u0161ak jasn\u00e9, \u017ee \u010d\u00edm v\u011bt\u0161\u00ed rozd\u00edl mezi ob\u011bma \u010d\u00e1stkami bude, t\u00edm slo\u017eit\u011bj\u0161\u00ed \u017eivotn\u00ed situaci klient pro\u017e\u00edv\u00e1. Logicky z toho tedy vypl\u00fdv\u00e1, \u017ee \u010d\u00edm ni\u017e\u0161\u00ed rozd\u00edl na konec vyjde, t\u00edm ni\u017e\u0161\u00ed dluhov\u00e1 slu\u017eba. Ide\u00e1ln\u00ed stav je, pokud tento parametr dosahuje pouh\u00fdch dvaceti procent anebo men\u0161\u00edch hodnot. Jestli\u017ee se dostanete na \u0161edes\u00e1t a v\u00edce procent, pak v\u00e1\u0161 \u017eivotn\u00ed styl budete muset tomuto \u00fadaji velmi p\u0159izp\u016fsobit. A to asi nebude v\u017edy jen p\u0159\u00edjemn\u00e9.                                                                                                                                                                                                                                                                                                                                                                                          3.6\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je dobr\u00e9 m\u00edt p\u0159ehled","item":"https:\/\/www.ignisplus.cz\/je-dobre-mit-prehled\/#breadcrumbitem"}]}]